Terms and Conditions

Updated May 25th, 2018

Privacy

Updated May 25th, 2018

 

Terms and Conditions 

  1. Introduction

 

1.1 This Service, Product, and Subscription agreement (“Terms”) govern your (“Customer”) access to and for and use of the coaching (“Service”), workshops (“Product”), and membership site (“Subscription”) made available by  Tarot By Emilie, having its registered office in Pennsylvania (“Company”).

 

1.2 The Terms are accepted by the Customer upon registration or ordering of the Service, Products, or renewal of any Subscription.

 

  1. Support

 

2.1 Coaching (“Service”)

 

Emilie Muniz IS NOT A LICENSED THERAPIST.

 

If you have mental health issues, please seek the proper help from health care professionals.

 

Emilie Muniz’s readings are for entertainment purposes only and not a substitute for professional mental health services, nor should a Emilie Muniz’s readings ever take the place of a doctor, lawyer, or any other licensed professional.

 

  •  Tarot By Emilie is not a fortune telling service.
  • You must be eighteen years of age or older to purchase a reading with  Tarot By Emilie .
  • All credit card purchases must be made by the card holder.
  •  Tarot By Emilie may refuse service for any reason.
  • Questions on gambling, criminal activity, specific dates of death or birth, or on another person’s activities will not be addressed in any  Tarot By Emilie reading.
  • Nothing said in an  Tarot By Emilie reading should be construed as advice.  Tarot By Emilie is not liable for any losses incurred by taking anything said in an  Tarot By Emilie reading as advice.

 

The Company aims to provide operation stability and to make all reasonable efforts to make the Product available to the Customer on the terms and conditions set out herein. The Company’s services will be provided in accordance with good IT practice.

 

The Company will use best efforts to inform the Customer of any known defects which may interfere with the stability of operation or the function of the Product and to remedy and solve such defects. Customers will be notified 24 hours in advance, if possible, of future maintenance that might prohibit them from accessing services, products, or subscriptions.

 

The Company will perform a back-up of the Customer’s data once daily Back-ups are saved for indefinitely Or until the customer requests the data no longer be stored. However, customer must understand that by deleting data, service, products and subscriptions may no longer be available. Refunds will not be given for voluntary termination of customer’s account.

 

2.2 Workshops (“Product”)

 

The Product is accessible to the Customer at  https://www.TarotByEmilie.Com , https://www.TarotPsychicReader.Com , https://www.EmilieMoe.Com by the Company in its sole discretion.

 

Subject to the Customer’s acceptance of and compliance with the terms and conditions of these Terms, the Company grants to the Customer a limited, non-exclusive, non-transferable and non-perpetual right to access and use the Product for themselves and for personal use of the Customer. The Customer is not allowed to install, copy, use or otherwise exploit the content contained within the product service in any other manner for private, personal use. Commercial use without explicit permission is strictly prohibited. All rights not expressly granted are reserved by the Company. Abusers will be:

 

  • Contacted immediately by our lawyers with a DMCA take-down notice.
  • If customer fails to comply, our lawyers will then contact the host of the pirated material.
  • If the host fails to comply, we will take legal action which could result in financial loss for the customer.  Tarot By Emilie is not responsible for repayment or compensation of that financial loss and customer assumes all responsibility.

 

Users of our products (“Customers”) can be the individuals who purchased the products only. Sharing products is strictly prohibited. Friends, family members, or strangers are not entitled to products sold without proper payment and signing of our Terms of Service and Privacy Policy. All guarantees and warranties are void without these signatures.

 

Legislation prohibits sending emails to individuals who have not consented to receive such emails. The customer will be held responsible for any claims raised against the Company or any direct or indirect damage to the Company due to the Customers improper or illegal use of the e-mail facilities of the Product. Please read our Privacy Policy for an in-depth look at how we store and process data, and your rights as individuals to your data.

 

 Tarot By Emilie will keep the Product compatible and operational with most recent official versions of the Internet browsers Google Chrome, Microsoft Edge and Firefox for Windows and Safari for Mac – and will make reasonable efforts to keep the Product compatible and operational with most other at any time most recent versions of other Internet browsers but does not guarantee that the Product will work identically and reliably with all Internet browsers or devices.

 

2.3 Membership Site (“Subscription”)

 

The Subscription is accessible to the Customer at  https://www.TarotByEmilie.Com , https://www.TarotReaderPsychic.Com , https://www.EmilieMoe.Com by the Company in its sole discretion.

 

Subject to the Customer’s acceptance of and compliance with the terms and conditions of these Terms, the Company grants to the Customer a limited, non-exclusive, non-transferable and non-perpetual right to access and use the sites https://www.TarotByEmilie.Com , https://www.TarotReaderpsychic.Com , https://www.EmilieMoe.Com for themselves and for personal use of the Customer. The Customer is not allowed to install, copy, use or otherwise exploit the content contained within the private subscription service in any other manner for private, personal use. Commercial use without explicit permission is strictly prohibited.  All rights not expressly granted are reserved by the Company. Abusers will be:

 

  • Contacted immediately by our lawyers with a DMCA take-down notice.
  • If customer fails to comply, our lawyers will then contact the host of the pirated material.
  • If the host fails to comply, we will take legal action which could result in financial loss for the customer.  Tarot By Emilie is not responsible for repayment or compensation of that financial loss and customer assumes all responsibility.

 

Users of our products (“Customers”) can be the individuals who purchased the products only. Sharing products is strictly prohibited. Friends, family members, or strangers are not entitled to products sold without proper payment and signing of our Terms of Service and Privacy Policy. All guarantees and warranties are void without these signatures.

 

Legislation prohibits sending emails to individuals who have not consented to receive such emails. The customer will be held responsible for any claims raised against the Company or any direct or indirect damage to the Company due to the Customers improper or illegal use of the e-mail facilities of the Product. Please read our Privacy Policy for an in-depth look at how we store and process data, and your rights as individuals to your data.

 

 Tarot By Emilie will keep the Product compatible and operational with most recent official versions of the Internet browsers Google Chrome, Microsoft Edge and Firefox for Windows and Safari for Mac – and will make reasonable efforts to keep the Product compatible and operational with most other at any time most recent versions of other Internet browsers but does not guarantee that the Product will work identically and reliably with all Internet browsers or devices.

 

  1. Prices

 

3.1 Coaching Packages (“Services”)

 

All prices are based on currency rates of exchange in effect at the time of printing. All prices are subject to change without prior notice due to currency fluctuation and/or unforeseen economic circumstances.

 

Customers locked into a coaching package will not be forced to pay the new rates until their coaching term has been completed.

 

No notice is required.

 

3.2 Workshops (“Products”)

 

All prices are based on currency rates of exchange in effect at the time of printing. All prices are subject to change without prior notice due to currency fluctuation and/or unforeseen economic circumstances.

 

Customers will not be required to pay the difference and can continue using the products they paid for without any further financial commitment

 

No notice is required.

 

3.3 Membership Site (“Subscriptions”)

 

All prices are based on currency rates of exchange in effect at the time of printing. All prices are subject to change without prior notice due to currency fluctuation and/or unforeseen economic circumstances.

 

Customers who are not locked into a term agreement will be noticed at least 30 days in advance of the changing rates and will have the explicit opportunity to cancel their membership, no questions asked.

 

Customers who are locked into a term agreement will be able to carry out their term at the original agreed upon pricing, and will be noticed at least 30 days in advance of the changing rates and will have the explicit opportunity to cancel their membership, no questions asked.

 

  1. Payment Providers

 

4.1 Financial transactions relating to our website and services are OR may be handled by our payment services providers, Authorize.Net. We will share transaction data with our payment services providers only to the extent necessary for the purposes of processing your payments, refunding such payments and dealing with complaints and queries relating to such payments and refunds.

 

4.2 We may disclose your enquiry data to one or more of those selected third party suppliers of goods and services identified on our website for the purpose of enabling them to contact you so that they can offer, market and sell to you relevant goods and/or services. Each such third party will act as a data controller in relation to the enquiry data that we supply to it; and upon contacting you, each such third party will supply to you a copy of its own privacy policy, which will govern that third party’s use of your personal data.


Read our full Privacy Policy here.

 

  1. Termination

 

5.1 Customers may terminate their access to our services, products, and subscriptions at any time, with the full understanding that refunds will not be give.

 

5.2 For example, if a customer pays for a service and signs the terms agreeing to the no cancellations, no refund policy, yet still desires to terminate access to those services, they will not be financially compensated for unclaimed sessions.

 

5.3 If a customer pays for a product, and signs the terms agreeing to the no cancellations, no refund policy, yet still desires to terminate access to those products on  https://www.TarotByEmilie.Com , https://www.TarotPsychicReader.Com , https://www.EmilieMoe.Com they will not be financially compensated for inability to access the product.

 

5.4 If a customer pays for a subscription, and signs the terms agreeing to the no cancellations, no refund policy, yet still desires to terminate access to https://www.TarotByEmilie.Com , https://www.TarotPsychicReader.Com , https://www.EmilieMoe.Com, they will not be financially compensated for inability to access the sites, no matter when in the month they cancelled.

 

Customer agrees to the understanding that termination will immediately deny access to their respective services, products, and subscriptions.

 

  1. Conduct

 

6.1 All content posted to https://www.TarotByEmilie.Com , https://www.TarotReaderPsychic.Com , https://www.EmilieMoe.Com,https://www.facebook.com/groups/TarotDivinationMediumship are subject to approval, without explanation necessary for removing content that is deemed unfit. By financially and non-financially participating in our services, products, subscriptions, and private forums, you agree to the following:

 

6.2 Users are expected to use the site only for those purposes.  Tarot By Emilie websites, pages, and private forums are not intended to create a limited public forum or otherwise guarantee an individual’s right to free speech.

6.3 Any views and comments expressed by users on this site are those of the users and do not necessarily reflect the views of  Tarot By Emilie.

6.4 Any user’s reference to a specific commercial product or service does not imply endorsement or recommendation of that product or service by  Tarot By Emilie.

6.5 All site users are personally responsible for the content of their conversations and actions, and  Tarot By Emilie is not responsible for the content of external online platforms.

6.6 Users are expected to communicate in a respectful, courteous, and professional manner. This site is regularly monitored and any inappropriate conduct will be promptly removed.

6.7 Improper posts, including those that are obscene, libelous, or so incites people as to create a clear and present danger of the commission of unlawful acts, violation of  Tarot By Emilie rules, or substantial disruption of the Tarot By Emilie’s orderly operation.

This may also pertain to posts that are not related to the stated purpose of the site, including, but not limited to, comments of a commercial nature, political activity, and comments that constitute discrimination or harassment.

Please contact Info@TarotByEmilie.com regarding violation of these guidelines on the use of official  Tarot By Emilie social platforms.

  1. Cancellations

CANCELLATION POLICY

7.1 All coaching package sales are final. In the event that you decide that completing the coaching sessions with me is not in your highest good, I reserve the right to offer the value back to you in other non-cash value or to keep an open line of credit with your remaining balance for future programs and courses.

 

  1. Refunds

 

REFUND POLICY

 

8.1 All sales are final. Refunds will not be honored. Chargebacks and other malicious attempts to circumvent terms will be dealt with on a legal scale. Police reports will be filed where appropriate.

 

  1. Reschedules

 

RESCHEDULE POLICY

 

9.1 As an entrepreneur, Emilie Muniz understands that keeping appointments can occasionally be difficult when other opportunities come up. Our time is valuable, so in order to keep our coaching agreement held to the highest standards, please keep this in mind:

 

9.2 In the event that you need to reschedule, a 24 hour notice is required unless there has been a family emergency or some other pressing life-threatening event.

 

9.3 Asking to reschedule on the day of the appointment without a valid reason or “no show” means you forfeit your appointment and no reschedule opportunity will be made available.

 

  1. Guarantees

 

10.1 Emilie Muniz makes no written guarantee of financial success or outcomes.

 

  1. Copyright and Intellectual Property

 

11.1 All content included as part of https://www.TarotByEmilie.Com , https://www.TarotPsychicReader.Com , https://www.EmilieMoe.Com (“Site”), such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of  Tarot By Emilie or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights.

 

11.2 You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

 

Abusers will be:

 

  • Contacted immediately by our lawyers with a DMCA take-down notice.
  • If customer fails to comply, our lawyers will then contact the host of the pirated material.
  • If the host fails to comply, we will take legal action which could result in financial loss for the customer.  Tarot By Emilie is not responsible for repayment or compensation of that financial loss and customer assumes all responsibility.

 

  1. Earnings Disclaimer

 

12.1 While we make every effort to ensure that we accurately represent all the products and services reviewed on this website and their potential for income, it should be noted that earnings and income statements made by  Tarot By Emilie and its advertisers / sponsors are estimates only of what we think you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ by individual.

12.2 As with any business, your results may vary, and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation.

12.3 There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business and on the internet that we cannot foresee which could reduce results you experience. We are not responsible for your actions.

12.4 The use of our information, products and services should be based on your own due diligence and you agree that  Tarot By Emilie and the advertisers / sponsors of this website are not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services reviewed or advertised on this website.

 

  1. Data Protection

 

Please view our full Privacy Policy here.

 

  1. Limitation of Liability

 

14.1 Emilie Muniz shall not be liable to the customer for any special, consequential, incidental, punitive, or indirect damages arising from or relating to any breach of this agreement, regardless of any notice of the possibility of such damages. Notwithstanding the foregoing, nothing in this paragraph is intended to limit or restrict the indemnification rights or obligations of any party under data protection laws.

 

  1. Hold Harmless Agreement

 

15.1 You agree to indemnify, defend and hold harmless Emilie Muniz its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations.

 

15.2 Emilie Muniz reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Emilie Muniz in asserting any available defenses.

 

  1. Confidentiality

 

 Tarot By Emilie is engaged in Life Coaching and Education

 

16.1 Information will be disclosed to  Tarot By Emilie to set up payments, enroll in courses, and to generate membership site accounts outside of what is defined in our Privacy Policy.

 

16.2  Tarot By Emilie has required the customer agrees that  Tarot By Emilie will protect the confidential material and information which may be disclosed between  Tarot By Emilie and the customer. Therefore, the parties agree as follows:

 

16.3 CONFIDENTIAL INFORMATION: The term “Confidential Information” means any information or material which is proprietary to  Tarot By Emilie, whether or not owned or developed by Tarot By Emilie, which is not generally known other than by  Tarot By Emilie and which Tarot By Emilie may obtain through direct or indirect contact.

 

Confidential Information includes without limitation:

  • Business records and plans
  • Customer lists and records
  • Trade secrets
  • Products
  • Product design information
  • Pricing structures
  • Copyrights and other intellectual property
  • And other proprietary information.

 

16.4 The customer agrees to not share, copy, or modify any such products or subscriptions without prior written consent from  Tarot By Emilie.

 

16.5  Tarot By Emilie agrees not to disclose customer’s information outside of what is outlined in our Privacy Policy.

 

  1. Warranty

 

17.1  Tarot By Emilie acknowledges and agrees that access to it’s services, products, and subscriptions are on an AS IS basis.  Tarot By Emilie makes no warranties express or implied with respect to the confidential information and hereby expressly disclaims any and all implied warranties of merchantability and fitness for any particular purpose.

 

17.2 In no event shall  Tarot By Emilie be liable for any direct, indirect, special, or consequential damages in connection with or arising out of the performance or use of any portion of our services, products, and subscriptions.

 

  1. Governing Law

 

18.1 The Customer’s subscription agreement, including these Terms, is governed by United States Of America law, however, excluding (i) any rules concerning choice of law and (ii) the UN Convention on Contracts for the International Sale of Goods (“CISG”), which do not apply.

 

18.2 Any dispute between the Company and the Customer arising out of services, products, and subscriptions and the Terms will be subject to the jurisdiction of the ordinary courts of United States Of America at the Company’s then-current venue.

 

Tarot By Emilie is an Empath, Psychic, and Diviner who is dedicated to providing

excellent services to her clients. Emilie is known for her accuracy, integrity, and

compassion.

Please read these Terms and Conditions prior to booking any type of reading with Tarot By Emilie. When you book and pay for a reading with  Tarot By Emilie, you are stating that you have

read and understood the Terms and Conditions outlined on this page, and that you willingly

agree to and accept the following:

Services Agreement:

You will be remitting payment as a “Service”, not “Goods.” You’re not paying me for a product. You’re paying me for my knowledge, experience, insights, foresights, and my time. You’re paying me to set aside everything else in my life, clear my schedule and head space to dedicate entirely to you for the duration of your reading. When you order a reading phone or an email reading, you are receiving from me a customized, personalized service, not any ordinary product.

Readings

1 – You must be 18 years of age or older to participate in a reading with  Tarot By Emilie. Emilie

Moe will not read for anyone who she knows to be under the age of 18.

2 –  Tarot By Emilie reserves the right to terminate a reading at any time if she feels:

  1. She feels a connection with the client has not been achieved.
  2. She feels that the client is not psychologically responding to the reading in a
  3. If the client is abusive, confrontational, or aggressive in any way.

positive manner and that continuing the reading might harm the client.

*Please note that Emile Moe will immediately report any instances of hate mail,

harassment, fraud or interference in normal business operations to the

appropriate authorities. She will follow through with the necessary legal and

practical actions to end any such behavior directed at her or her business.

3 – All information that comes through in a reading by  Tarot By Emilie is given with the

understanding that no prediction is 100% accurate. She understands your free will to

choose your own path and outcome, and also the subtle influence and vibration of psychic

and spiritual connections.

4 – The client maintains the responsibility to come into each reading being of sound mind

and ability to accept or decline any guidance given, seership predictions, and spiritual

communication. *All information given takes into mind that the client will exercise his/her

free will in making future decisions.

Audio and Video Recordings

Tarot By Emilie does NOT consent to any audio or video recordings of her being made.

Confidentiality

Tarot By Emilie is highly respected for her integrity. Any personal information you disclose is

held as confidential and will never be traded, sold, or rented to any third-party.  Tarot By Emilie

will not use the real names of clients in her writing (blog/social media).  Tarot By Emilie will

only disclose personal information without consent if legally required to do so.

Indemnification

You agree to hold  Tarot By Emilie completely and absolutely blameless and indemnify Emilie

Moe, her business, practice, and website from all possible losses, liabilities, and/or damages

that may arise from the use of  Tarot By Emilie’s services and website.

Disclaimer

ALL PSYCHIC READINGS AND CONSULTATIONS ARE PROVIDED FOR ENTERTAINMENT

PURPOSES ONLY and do not in any way constitute medical, financial, legal, personal, or any

sort of professional advice. By engaging in a psychic reading or using this site, you

understand that  Tarot By Emilie does not provide recommendations, advice, or give any

directions for a client to follow. A psychic reader, for example, may offer a personal opinion

from time to time, but that does not constitute advice.

Tarot By Emilie will not diagnose illnesses or medical/psychological conditions, including questions pertaining to pregnancy and death.

The content of psychic readings from  Tarot By Emilie and the use of this website are

for entertainment purposes and should not be relied upon as fact or professional advice.

Copyright Notice

The “User/Client” acknowledges that the information, data, images, sounds, illustrations,

and other materials on the site are copyrighted works of  Tarot By Emilie and/or various third-

party providers. Reproduction or storage of information or work retrieved from this site, in

all forms – by media or technologies now existing or hereafter developed – is forbidden

without the expressed permission of  Tarot By Emilie.

If you would like to contact  Tarot By Emilie for permission, please use the Contact Form on this

site or email her directly at info@TarotByEmilie.com

 

Refunds

1 – If you miss your allocated time slot,  Tarot By Emilie reserves the right to refuse a refund.

2 – If  Tarot By Emilie cancels a reading due to illness or unforeseen circumstances, she will offer

an alternative time slot for the reading or a full refund.

3 – There are no refunds on phone or Skype Psychic Readings once the reading has been

given.

4 – Phone or Skype Psychic Readings, once paid for, CAN be refunded 24 hours PRIOR TO reading.

 

Privacy Policy

Tarot By Emilie respects the information of her clients and visitors and will do her best to

protect the privacy and security of data related to her clients and visitors. She will never

give or sell details that she collects from her clients and visitors to her site to a third-party

unless she is legally obligated to do so.

Policy Changes

From time to time,  Tarot By Emilie may change or add on to her policies, terms, and conditions.

Any policy changes will be posted to this page so that you can stay informed about how

Tarot By Emilie collects, uses, and discloses information.

Questions

If you have any questions about  Tarot By Emilie’s policies, terms, or conditions, please message

her via the Contact Page or send her an email: Info@TarotByEmilie.com

 

Privacy Policy

 

  1. Introduction

 

1.1 We are committed to safeguarding the privacy of our website visitors and service users.

 

1.2 This policy applies where we are acting as a data controller with respect to the personal data of our website visitors and service users; in other words, where we determine the purposes and means of the processing of that personal data.

 

1.3 We use cookies on our website. Insofar as those cookies are not strictly necessary for the provision of our website and services, we will ask you to consent to our use of cookies when you first visit our website.

 

1.4 Our website incorporates privacy controls which affect how we will process your personal data. By using the privacy controls, you can specify whether you would like to receive direct marketing communications and limit the publication of your information. You can access the privacy controls via www.TarotByEmilie.com, www.TarotReaderPsychic.com, www.EmilieMoe.com.

 

1.5 In this policy, “we“;, “us“; and “our”; refer to Tarot By Emilie For more information about us, see Section 13.

 

  1. Credit

 

2.1 This document was created using SEQ Legal https://seqlegal.com.

 

  1. How we use your personal data

 

3.1 In this Section 3 we have set out:

 

(a) the general categories of personal data that we may process;

(b) in the case of personal data that we did not obtain directly from you, the source and specific categories of that data;

(c) the purposes for which we may process personal data; and

(d) the legal bases of the processing.

 

3.2 We may process data about your use of our website and services; “data“. The usage data may include your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths, as well as information about the timing, frequency and pattern of your service use. The source of the usage data is our analytics tracking system. This usage data may be processed for the purposes of analysing the use of the website and services. The legal basis for this processing is consent OR our legitimate interests, namely monitoring and improving our website and services OR contacting you in the future about services you may have shown interest in.

.

3.3 We may process your account data. The account data may include your name and email address. The source of the account data is you. The account data may be processed for the purposes of operating our website, providing our services, ensuring the security of our website and services, maintaining back-ups of our databases and communicating with you. The legal basis for this processing is consent OR our legitimate interests, namely the proper administration of our website and business OR the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

 

3.4 We may process your information included in your personal profile on our website. The profile data may include your name, address, telephone number, email address, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details IF provided by you. The profile data may be processed for the purposes of enabling and monitoring your use of our website and services. The legal basis for this processing is consent OR our legitimate interests, namely the proper administration of our website and business OR the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

 

3.5 We may process your personal data that are provided in the course of the use of our services. The service data may include your name, address, telephone number, email address, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details IF provided by you. The profile data may be processed for the purposes of enabling and monitoring your use of our website and services. The legal basis for this processing is consent OR our legitimate interests, namely the proper administration of our website and business OR the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

 

3.6 We may process information that you post for publication on our website or through our services. The publication data may include your name, address, telephone number, email address, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details IF provided by you. The profile data may be processed for the purposes of enabling and monitoring your use of our website and services. The legal basis for this processing is consent OR our legitimate interests, namely the proper administration of our website and business OR the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

 

3.7 We may process information contained in any enquiry you submit to us regarding goods and/or services. The enquiry data may include your name, address, telephone number, email address, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details IF provided by you. The profile data may be processed for the purposes of enabling and monitoring your use of our website and services. The legal basis for this processing is consent OR our legitimate interests, namely the proper administration of our website and business OR the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

 

3.8 We may process information relating to our customer relationships, including customer contact information. The customer relationship data may include your name, address, telephone number, email address, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details IF provided by you. The profile data may be processed for the purposes of enabling and monitoring your use of our website and services. The legal basis for this processing is consent OR our legitimate interests, namely the proper administration of our website and business OR the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

 

3.9 We may process information relating to transactions, including purchases of goods and services, that you enter into with us and/or through our website. The transaction data may include your name, address, telephone number, email address, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details IF provided by you. The profile data may be processed for the purposes of enabling and monitoring your use of our website and services. The legal basis for this processing is consent OR our legitimate interests, namely the proper administration of our website and business OR the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

 

3.10 We may process information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters. The notification data may include your name, address, telephone number, email address, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details IF provided by you. The profile data may be processed for the purposes of enabling and monitoring your use of our website and services. The legal basis for this processing is consent OR our legitimate interests, namely the proper administration of our website and business OR the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

 

3.11 We may process information contained in or relating to any communication that you send to us. The correspondence data may include your name, address, telephone number, email address, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details IF provided by you. The profile data may be processed for the purposes of enabling and monitoring your use of our website and services. The legal basis for this processing is consent OR our legitimate interests, namely the proper administration of our website and business OR the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

 

3.12 Please do not supply any other person’s data to us.

 

  1. Providing your personal data to others

 

4.1 We may disclose your personal data to any member of our group of companies this means our subsidiaries, our ultimate holding company and all its subsidiaries insofar as reasonably necessary for the purposes, and on the legal bases, set out in this policy. Information about our group of companies can be found at http://www.tarotbyemilie.com/terms-and-conditions/.

 

4.2 We may disclose your personal data to our insurers and/or professional advisers insofar as reasonably necessary for the purposes of obtaining or maintaining insurance coverage, managing risks, obtaining professional advice, or the establishment, exercise or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.

 

4.3 Financial transactions relating to our website and services are OR may be handled by our payment services providers, Authorize.net. We will share transaction data with our payment services providers only to the extent

necessary for the purposes of processing your payments, refunding such payments and dealing with complaints and queries relating to such payments and refunds.

 

4.5 We may disclose your enquiry data to one or more of those selected third party suppliers of goods and services identified on our website for the purpose of enabling them to contact you so that they can offer, market and sell to you relevant goods and/or services. Each such third party will act as a data controller in relation to the enquiry data that we supply to it; and upon contacting you, each such third party will supply to you a copy of its own privacy policy, which will govern that third party’s use of your personal data.

 

4.6 In addition to the specific disclosures of personal data set out in this Section 4, we may disclose your personal data where such disclosure is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person. We may also disclose your personal data where such disclosure is necessary for the establishment, exercise or defence of legal claims, whether in court

proceedings or in an administrative or out-of- court procedure.

 

  1. International transfers of your personal data

 

5.1 You acknowledge that personal data that you submit for publication through our website or services may be available, via the internet, around the world. We cannot prevent the use (or misuse) of such personal data by others. However, we follow all laws to protect your security within our ability.

 

  1. Retaining and deleting personal data

6.1 This Section 6 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal data.

 

6.2 Personal data that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.

 

6.3 We will retain your personal data as follows:

 

(a) Indefinitely until your account on our website has been deactivated. At that time, you may request for your account to be deleted. Please note that deactivating and deleting your account will terminate your accessibility to the paid, premium features of our site and services, and may also terminate your ability to access our website and services completely. Refunds will not be issued in the event you request a deactivation or cancellation of account. By deactivating and cancelling your account, you agree to forfeit any rights to our content and acknowledge you have no legal basis to seek a refund.

 

6.4 In some cases it is not possible for us to specify in advance the periods for which your personal data will be retained. In such cases, we will determine the period of retention based on the following criteria:

 

(a) Until you request the personal data to be removed or the website or services are no longer available. In the event the website or services are no longer available, all personal records will be destroyed by our security team.

 

6.5 Notwithstanding the other provisions of this Section 6, we may retain your personal data where such retention is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person. In the event law enforcement requests your personal data, you will be notified immediately. Tarot By Emilie will corporate with law enforcement whenever possible.

 

  1. Amendments

 

7.1 We may update this policy from time to time by publishing a new version on our website.

 

7.2 You should check this page occasionally to ensure you are happy with any changes to this

Policy. We recommend reviewing this Privacy Policy at least once a month.

 

7.3 We may notify you of significant changes to this policy by email or through the private messaging system on our website or through a pop up notice available to all users on our site.

 

  1. Your Rights

 

8.1 In this Section 8, we have summarised the rights that you have under data protection law. Some of the rights are complex, and not all of the details have been included in our summaries. Accordingly, you should read the relevant laws and guidance from the regulatory authorities for a full explanation of these rights. You are entitled to seek out a professional, licensed lawyer for assistance with this. Tarot By Emilie is not responsible for your compensation of seeking such services.

 

8.2 Your principal rights under data protection law are:

 

(a) the right to access;

(b) the right to rectification;

(c) the right to erasure;

(d) the right to restrict processing;

(e) the right to object to processing;

(f) the right to data portability;

(g) the right to complain to a supervisory authority; and

(h) the right to withdraw consent.

 

8.3 You have the right to confirmation as to whether or not we process your personal data and, where we do, access to the personal data, together with certain additional information. That additional information includes details of the purposes of the processing, the categories of personal data concerned and the recipients of the personal data. Providing the rights and freedoms of others are not affected, we will supply to you a copy of your personal data.

 

The first copy will be provided free of charge, but additional copies may be subject to a reasonable office fee of $20. You can access your personal data by visiting www.TarotByEmilie.com, www.TarotReaderPsychic.com, www.EmilieMoe.com when logged into our website.

 

8.4 You have the right to have any inaccurate personal data about you rectified and, taking into account the purposes of the processing, to have any incomplete personal data about you completed.

 

8.5 In some circumstances you have the right to the erasure of your personal data without undue delay. Those circumstances include: the personal data are no longer necessary in relation to the purposes for which they were collected or otherwise processed; you withdraw consent to consent-based processing; you object to the processing under certain rules of applicable data protection law; the processing is for direct marketing purposes; and the personal data have been unlawfully processed. However, there are exclusions of the right to erasure. The general exclusions include where processing is necessary: for exercising the right of freedom of expression and information; for compliance with a legal obligation; or for the establishment, exercise or defence of legal claims.

 

8.6 In some circumstances you have the right to restrict the processing of your personal data. Those circumstances are: you contest the accuracy of the personal data; processing is unlawful but you oppose erasure; we no longer need the personal data for the purposes of our processing, but you require personal data for the establishment, exercise or defence of legal claims; and you have objected to processing, pending the verification of that objection. Where processing has been restricted on this basis, we may continue to store your personal data. However, we will only otherwise process it: with your consent; for the establishment, exercise or defence of legal claims; for the protection of the rights of another natural or legal person; or for reasons of important public interest.

 

8.7 You have the right to object to our processing of your personal data on grounds relating to your particular situation, but only to the extent that the legal basis for the processing is that the processing is necessary for: the performance of a task carried out in the public interest or in the exercise of any official authority vested in us; or the purposes of the legitimate interests pursued by us or by a third party. If you make such an objection, we will cease to process the personal information unless we can demonstrate compelling legitimate grounds for the processing which override your interests, rights and freedoms, or the processing is for the establishment, exercise or defence of legal claims.

 

8.8 You have the right to object to our processing of your personal data for direct marketing purposes (including profiling for direct marketing purposes). If you make such an objection, we will cease to process your personal data for this purpose.

 

8.9 You have the right to object to our processing of your personal data for scientific or historical research purposes or statistical purposes on grounds relating to your particular situation, unless the processing is necessary for the performance of a task carried out for reasons of public interest.

 

8.10 To the extent that the legal basis for our processing of your personal data is:

 

(a) consent; or

(b) that the processing is necessary for the performance of a contract to which you are party or in order to take steps at your request prior to entering into a contract, and such processing is carried out by automated means, you have the right to receive your personal data from us in a structured, commonly used and machine-readable format. However, this right does not apply where it would adversely affect the rights and freedoms of others.

 

8.11 If you consider that our processing of your personal information infringes data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of your habitual residence, your place of work or the place of the alleged infringement.

 

8.12 To the extent that the legal basis for our processing of your personal information is consent, you have the right to withdraw that consent at any time. Withdrawal will not affect the lawfulness of processing before the withdrawal.

 

8.13 You may exercise any of your rights in relation to your personal data by emailing us at Info@TarotByEmilie.com, in addition to the other methods specified in this Section 8.

 

  1. About Cookies

 

9.1 A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

 

9.2 Cookies may be either persistent cookies or session cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

 

9.3 Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

 

  1. Cookies that we use

 

10.1 We use cookies for the following purposes:

 

(a) We use cookies to identify you when you visit our website and as you navigate our website.

(b) We use cookies to help us to determine if you are logged into our website.

(c) We use cookies to store information about your preferences and to personalise the website for you.

(d) We use cookies as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials, and to protect our website and services generally.

(e) We use cookies to help us to display advertisements that will be relevant to you,

(f)  We use cookies to help us to analyse the use and performance of our website and services.

(g) We use cookies to store your preferences in relation to the use of cookies more generally.

 

  1. Cookies used by our service providers

 

11.1 Our service providers use cookies and those cookies may be stored on your computer when you visit our website.

 

11.2 We use Google Analytics to analyse the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website. Google’s privacy policy is available at: https://www.google.com/policies/privacy/

 

11.3 We publish Google AdSense interest-based advertisements on our website. These are tailored by Google to reflect your interests. To determine your interests, Google will track your behaviour on our website and on other websites across the web using cookies. To determine your interests, Google will track your behaviour on our website and on other websites across the web using cookies. This behaviour tracking allows Google to tailor the advertisements that you see on other websites to reflect your interests but we do not publish interest-based advertisements on our website. You can view, delete or add interest categories associated with your browser by visiting: https://adssettings.google.com.

 

You can also opt out of the AdSense partner network cookie using those settings or using the Network Advertising Initiative’s multi-cookie opt-out mechanism at: http://optout.networkadvertising.org.

 

However, these opt-out mechanisms themselves use cookies, and if you clear the cookies from your browser your opt-out will not be maintained. To ensure that an opt-out is maintained in

respect of a particular browser, you may wish to consider using the Google browser plug-ins available at: https://support.google.com/ads/answer/7395996.

 

  1. Managing Cookies

 

12.1 Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to- date information about blocking and deleting cookies via these links:

 

(a) https://support.google.com/chrome/answer/95647?hl=en (Chrome);

(b) https://support.mozilla.org/en-US/kb/enable- and-disable- cookies-

website-preferences (Firefox);

(c) http://www.opera.com/help/tutorials/security/cookies/ (Opera);

(d) https://support.microsoft.com/en-gb/help/17442/windows- internet-

explorer-delete- manage-cookies (Internet Explorer);

(e) https://support.apple.com/kb/PH21411 (Safari); and

(f) https://privacy.microsoft.com/en-us/windows- 10-microsoft- edge-and-

privacy (Edge).

 

12.2 Blocking all cookies will have a negative impact upon the usability of many Websites.

 

12.3 If you block cookies, you will not be able to use all the features on our website.

 

  1. Our Details

 

13.1 This website is owned and operated by Emilie Muniz

 

13.2 We are registered in USA, Pennsylvania  under sole proprietor

 

13.3 For inquiries regarding the processing of your personal data, please contact Info@TarotByEmilie.com